It can be hard to rent a house in the UK if you have bad credit, but it’s not impossible. Here are some things you can do to make it easier for you to rent a house:
Be honest about your credit history
If you want to rent an apartment, don’t hide the fact that you have bad credit. Tell them what happened and what you’re doing to get your credit score back up.
Offer to pay a bigger deposit
If you offer to pay a bigger deposit upfront, landlords may be more likely to rent to you. This will give them more confidence that you’re serious about renting and that you’ll take care of the property.
Get a guarantor
A friend or family member who trusts you can sign your rental agreement as a guarantor. This means that if you don’t pay your rent or hurt the property, your guarantor will have to pay.
Look for private rentals
Private landlords may be more likely to rent to you than larger letting agencies or property management companies. Look for rental ads on websites like Gumtree or Facebook Marketplace, where the requirements may be more flexible.
Be prepared to pay higher rent
If you have bad credit, your landlord may charge you more rent to make up for the risk they see in you. If you want to buy the property, you should be ready to pay a little more.
Overall, the best way to rent a house or apartment with bad credit is to be open and honest and be ready to work a little harder to find a landlord who will rent to you.